As discussed in the Privacy Policy [Insert Link], “information” means information about you collected through our website(s), including your email address and other information you provide to us by registering for our Services or making requests for information about our Services. Any information provided to us will be retained and used solely for the purposes of fulfilling your request for information, fulfilling a request through a Site feature, providing you with a product or service through website use, carrying out obligations and enforcement of rights arising from contracts entered into between you and us, performing and carrying out the terms of the Service, or communicating with you as a client or subscriber of Company Services. We will rely on the personal information that you give us, so it is important that all of the details that you provide are accurate and up-to-date.
We may collect personally identifiable information from you when you access the Site or use or access the Services as follows. Further, we may be shared personally identifiable information from third-parties or have personally identifiable information disclosed to us as contractor or service provider for property owners, property managers, or other real estate professionals.
Company collects and receives information as follows:
The personally identifiable information we may collect from you may include, by way of example:
| Category | Description | Collected |
|---|---|---|
| A | A real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, Social Security number, driver's license number, passport number, or other similar identifiers. | Yes |
| B | A name, signature, Social Security number, physical characteristics or description, address, telephone number, passport number, driver's license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information. Some personal information included in this category may overlap with other categories. Includes information and Records identified in California. Civ. Code § 1798.80(e). | Yes |
| C | Protected information and classification characteristics as defined by federal and state laws, such as age (40 years or older), race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions), sexual orientation, veteran or military status, genetic information (including familial genetic information). | Yes |
| D | Records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies. | Yes |
| E | Genetic, physiological, behavioral, and biological characteristics, or activity patterns used to extract a template or other identifier or identifying information, such as, fingerprints, faceprints, and voiceprints, iris or retina scans, keystroke, gait, or other physical patterns, and sleep, health, or exercise data. | No |
| F | Browsing history, search history, information on a consumer's interaction with a website, application, or advertisement. | Yes |
| G | Physical location or movements. | No |
| H | Audio, electronic, visual, thermal, olfactory, or similar information. | No |
| I | Current or past job history or performance evaluations. | Yes |
| J | Profile reflecting a person's preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes. | Yes |
| K | Categories listed in the California Consumer Privacy Act of 2018, as amended by the California Privacy Rights Act of 2020 (Cal. Civ. Code § 1798.140(ae)). | Yes |
The use of sensitive personal information is limited to that which is necessary to perform the services or provide goods reasonably expected by an average consumer for business purposes relating to a) security and integrity; B) short-term, transient use for non-personalized ads shown as part of consumer’s current interaction with the business; c) performing services; d) undertaking activities to verify and maintain quality of services.
Company also collects other information you volunteer to the Site, through the Services or through other means of communication, such as responses, registrations, surveys, reviews, comments, confirmations, emails, postings, messages, telephone calls, written correspondence or other electronic submissions and communications sent by you to the Site or through the Services. In addition, we may collect User-specific and aggregate information on areas of the Site accessed and the Services used.
In furtherance of the services and products procured by you from Company, Company may also disclose information to the property owner and/or property manager of the residential unit you occupy regarding surety and insurance products provided to you by Company.
How we respond to Do Not Track Signals. “Do Not Track” is an optional setting that certain browsers and devices provide to enable you to express your preference regarding tracking and the capturing of activities on one site that would be disclosed to another site by advertisers and other third parties. We may not respond to all Do Not Track (DNT) signals. Additionally, some third party sites do keep track of your browsing activities when they serve you content, which enables them to tailor what they present to you. If you are visiting such sites, some browsers allow you to set the DNT signal so that third parties know you do not want to be tracked.
General, Non-Personal Information. From time to time, we may collect general, non-personal, statistical information about the use of the Site and the Service, such as how many visitors visit a specific page on the Site, how long they stay on that page, and which hyperlinks, if any, they “click” on. We collect this information through the use of technologies such as “cookies” and “IP addresses”, which are discussed in greater detail below. We may also group this information into aggregate visitor data in order to describe the use of the Site and Service to our existing or potential business partners or other third parties, or in response to a government request. However, this aggregate data will in no way personally identify you or any other visitors to the Site.
Retention of Personal Information. Company will retain your personal information for the period necessary to fulfill the purposes outlined in this Privacy Policy, to effectuate the provision of services, unless a longer retention period is required or permitted by law, and to ensure compliance with relevant federal, state, and local laws, including insurance regulations. We will make good faith efforts to delete the data if you contact us by following the instructions contained in this Privacy Policy, provided the Company is not required to retain it by law or for legitimate business purposes (where applicable). We may decline to process requests that are unreasonably repetitive, require disproportionate technical effort, jeopardize the privacy of others, are extremely impractical, or for which access is not otherwise required by local law. Additionally, upon receipt of a deletion request, Company shall undertake appropriate efforts to notify any service providers or contractors to delete the personal information from their records, unless this proves impossible or involves a disproportionate effort.
IP Addresses. An IP address is a number automatically assigned to your computer whenever you surf the web. Web servers, the computers and software that store, process and deliver web pages, automatically identify your computer by its IP address. We collect IP addresses for the purpose of system administration, to report aggregate information to third parties, and to track the use of the Site. When visitors request pages from the Site or click on a link in a mailing sent through the Service, our servers log the visitors’ IP addresses. We reserve the right to use IP addresses to identify a visitor or list member when it will enhance the users experience or if we feel it is necessary to enforce compliance with the Site’s policies or to protect Company, the Site, its visitors, the Service, our Internet Service Provider partners, the list members or others.