Helping Landlords
Accept More Renters

Helping Landlords
Accept More Renters

Your New Favorite Rent Guarantor.

Your New Favorite Rent Guarantor.

Hassle-free for Landlords

31,000+ Units Covered*

Cheaper for Tenants**

Hassle-free for Landlords

31,000+ Units Covered*

Cheaper for Tenants**

Hassle-free for Landlords

31,000+ Units Covered*

Cheaper for Tenants**

How it Works

Approve More Renters. Protect Your Rent.

Approve More Renters. Protect Your Rent.

Fill vacancies faster with PandaGuarantee. Instead of relying on a personal guarantor, qualified applicants can secure a financial guarantee backed by a licensed surety.

Fill vacancies faster with PandaGuarantee. Instead of relying on a personal guarantor, qualified applicants can secure a financial guarantee backed by a licensed surety.

Claims Paid Fast

Claims Paid Fast

If a tenant defaults, you get paid within days.

Claims are paid within 2 business days.

Paid before units are vacated

100% of claims submitted to date approved

Superior Product & Service

Superior Product & Service

Compared to personal guarantors or other solutions.

Applications are processed same day

Many applications approved automatically

Protection activates the moment the lease is signed

Reduce Vacancy — Increase NOI

Reduce Vacancy — Increase NOI

Say yes to good tenants that don't pass traditional screening.

Tenant credit score and income doesn't tell the whole story.

We use more data to see the bigger picture.

Accept tenants that you otherwise would have denied.

Trusted by Owners, Managers and Brokers Like:

Trusted by Owners, Managers and Brokers Like:

The Tenants We Serve:

The Tenants We Serve:

Recent graduates with strong income but thin credit

Freelancers and independent contractors

Tenants with foreign income sources

International renters and visa holders

Self-employed professionals

International diplomats

Lease faster and more affordably

Why not just a Co-Signer?

A Co-Signer Is A Favor. 

PandaGuarantee Is Insurance.

A Co-Signer Is A Favor. 

PandaGuarantee Is Insurance.

A Co-Signer Is A Favor. 

PandaGuarantee Is Insurance.

The PandaGuarantee Standard

Insstant decisions backed by rigorous underwriting.

Insurance coverage is more reliable than a co-signer.

Our dashboard makes managing coverage and claims easy.

No filter, no spin

Ask AI about PandaGuarantee.

Ask AI about PandaGuarantee.

Ask AI about PandaGuarantee.

Don’t take our word for it. Pick your favourite AI and ask what it makes of an insurance-backed guarantee versus a co-signer.

Pre-filled for you

Pre-filled for you

“I’m evaluating PandaGuarantee, an insurance-backed lease guarantee used instead of a personal co-signer. How does it work, how does it compare to traditional guarantor services, and who is it best for?”

“I’m evaluating PandaGuarantee, an insurance-backed lease guarantee used instead of a personal co-signer. How does it work, how does it compare to traditional guarantor services, and who is it best for?”

Get Started

Onboarding only takes a few minutes.

Join over 31,000 homes registered with PandaGuarantee.

Get approved in minutes

Get approved in minutes

Get approved in minutes

Walk into any showing with a PandaGuarantee Approval.


In some states, coverage is underwritten by a surplus lines insurer and placed through a licensed surplus lines agent.


Coverage is underwritten by a surplus lines insurer and placed through a licensed surplus lines agent.

Fill Vacancies, Risk-Free.

Call or email us 7 days a week, 9 AM - 6 PM EST
(332) 290-1800
support@pandaguarantee.com

Call or email us 7 days a week,
9 AM - 6 PM EST
(332) 290-1800
support@pandaguarantee.com

1 World Trade Center, 85th Floor, New York, NY 10007

© 2026 PandaGuarantee. All rights reserved.

© 2026 PandaGuarantee.